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Retirement Plans and IRAs: Distribution and Repayment Options Under SECURE 2.0

Target Audience: CPAs, EAs, Annual Filing Season Program Participants
Field of Study: Taxes (NASBA); Federal Tax Law Update (IRS)

IMPORTANT INFORMATION REGARDING CONTINUING EDUCATION CREDIT: THE IRS ACCEPTS THIS SEMINAR FOR ONE (1) CONTINUING EDUCATION CREDIT FOR ENROLLED AGENTS (EA) AND ANNUAL FILING SEASON PROGRAM (AFSP) PARTICIPANTS. Others, PLEASE CONSULT WITH YOUR RESPECTIVE STATE LICENSING AGENCY REGARDING ACCEPTABILITY OF THIS CREDIT.

Note: the credit received from this seminar qualifies as continuing education that is required to obtain the voluntary AFSP – record of completion. however, this website does not offer the AFSP annual federal tax refresher (AFTR) course.

IRS COMMUNICATIONS AND LIAISON IS REGISTERED WITH THE NATIONAL ASSOCIATION OF STATE BOARDS OF ACCOUNTANCY (NASBA) AS A SPONSOR OF CONTINUING PROFESSIONAL EDUCATION ON THE NATIONAL REGISTRY OF CPE SPONSORS. STATE BOARDS OF ACCOUNTANCY HAVE FINAL AUTHORITY ON THE ACCEPTANCE OF INDIVIDUAL COURSES FOR CPE CREDIT. COMPLAINTS REGARDING REGISTERED SPONSORS MAY BE SUBMITTED TO THE NATIONAL REGISTRY OF CPE SPONSORS THROUGH ITS WEBSITE:

WWW.LEARNINGMARKET.ORG.

DISCLAIMER: This Seminar was recorded on August 1st, 2024, in Orlando Florida

Seminar/Program Level: Basic
Recommended Continuing Education Credit: 1

This session provides an overview of new rules that make retirement funds more accessible before retirement. Participants in this seminar should understand how to certify that a distribution meets the distributable event requirements and the 10% additional tax exception. You’ll be able to help your clients access their retirement plan and IRA funds in a time of need using the following expanded distribution options:

  • Domestic abuse victim distributions
  • Terminal illness distributions
  • Emergency savings accounts
  • Emergency expense distributions
  • Disaster recovery distributions
  • Qualified birth and adoption

At the end of the session, you will be able to:

  • Determine when an individual can access their funds early due to a distributable event in a retirement plan,
  • List the new exceptions to the 10% additional tax for taking a distribution prior to age 59 ½
  • Prepare the form 1040 for a distribution when the Form 1099-R does not include the correct code for an exception to the 10% additional tax.
  • Define an RMD
  • Identify the purpose of Form 5329

No prerequisites or advanced preparation are required for this seminar.

Price: $29.00

Continuing education credit is available for this seminar. If you would like to earn credit for a seminar, you must have an account with the IRS Nationwide Tax Forum Online and purchase the seminar. You can purchase seminars one at a time or as a group. After completing the purchase through PayPal, you will be returned to your status page on www.irstaxforumonline.com.

NOTE: You have one calendar year from the date of purchase to complete the seminar.

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Navigating a Seminar for Continuing Education Credit

Once you purchase a seminar, it will appear under the "In Progress" tab on your status page. Click on the seminar title to initiate navigation of fully self-directed learning individualized to your pace. Working at a computer at your convenience provides you the flexibility to start, pause, and stop the presentation. You can download and print the seminar's edited transcript as well as the Power Point slides. Captions may be turned off.

Start the seminar by clicking on chapter one. Once you complete a chapter, navigation will appear at the top of the screen and take you to the first review question, followed by the next chapter, etc. A review question follows each chapter. After you have completed the video and review questions, you must take and pass a final examination. All review and final examination questions are multiple choice.

The seminar may be viewed repeatedly. However, the final examination can only be attempted two (2) times. You must achieve a passing rate of 70% to receive continuing education credit. A certificate of completion may be printed for each seminar successfully completed. Prior to printing the certificate of completion, there will be an opportunity to provide feedback on your learning experience.

You have one calendar year from the date of purchase to complete the seminar. Unexpired seminars that have not been completed will appear under the “In Progress” tab on your status page. Courses passed will appear under the “Completed and Passed” tab on your status page. Courses failed will appear under the “Failed” tab on your status page.

Prefer to audit this seminar? Clicking the “Audit” button will take you to chapter one of the seminar. You can download and print the seminar's edited transcript as well as the Power Point slides. Captions may be turned off. There are no review questions or final examination when auditing a seminar, and there is no credit for auditing a seminar. If you would like to audit this seminar (for no cost and no continuing education credit), click here.

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